Standard Chartered Simply Cash Credit Card

Key facts

Min salary

AED 8,000/mo

Annual fee

AED 525/yr (1st year free)

Salary transfer

Not required

FX fee

2.99%

Monthly interest

3.69%

Interest-free days

55 days

Fee waiver

Waived from 2nd year if annual spend >= AED 9,000

Earn rates

• Travel & flights

  No cap

  2% cashback on international and airline spends. No cap, no minimum spend.
  2% back
• Everything else

  No cap

  1% cashback on all domestic spends. No cap, no minimum spend.
  1% back

Perks

• 8 Complimentary Airport Lounge Visits: 8 complimentary lounge visits per year via Visa Airport Companion (requires 1 international purchase of USD 1 at least 15 days before travel).
• Buy 1 Get 1 Free Movies: Buy 1 Get 1 Free at VOX and Reel Cinemas with minimum AED 3,000 billing cycle spend.