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RAKBANK RAKBANK World Credit Card
RAKBANK

RAKBANK World Credit Card

King of Cashback with up to 10% back on travel, dining and supermarkets

Apply at bank

Key facts

Min salary
AED 20,000/mo
Annual fee
AED 950/yr (1st year free)
Salary transfer
Not required
FX fee
—
Monthly interest
3.65%
Interest-free days
55 days
Welcome offer
AED 750 welcome bonus (limited time offer until July 2026)
Fee waiver
Waived if annual spend on card exceeds AED 100,000

Earn rates

  • Travel & flights
    No cap
    10% on travel, dining and supermarkets; min monthly spend AED 10,000
    10% back
  • Dining
    No cap
    min monthly spend AED 10,000
    10% back
  • Groceries
    No cap
    min monthly spend AED 10,000
    10% back
  • Everything else
    No cap
    1% on other retail spends
    1% back

Perks

  • Airport Lounge Access: Complimentary airport lounge access via World Mastercard Lounge Program.
  • Careem Plus Membership: Free Careem Plus membership for 12 months.
  • VOX Cinema Discounts: Discounts on VOX Cinema tickets.

The fine print that matters

  • Annual Fee from Year 2

    AED 950 annual fee from 2nd year onwards if annual spend falls below AED 100,000.

  • Finance Charges

    3.65% per month on outstanding balances if not paid in full by due date.

  • Late Payment Fee

    AED 241.50 charged if minimum payment not made by due date.

  • Overlimit Fee

    AED 299.25 charged if total outstanding balance exceeds credit limit.

This card loves travel & flights. So do these deals →

Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
AED 6,800
Not sure it fits you?

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Info only, not financial advice. Always check the bank's Key Facts Statement.