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Mashreq Mashreq noon Credit Card
Mashreq

Mashreq noon Credit Card

5% cashback on noon, NowNow, and Namshi

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
Free for life
Salary transfer
Not required
FX fee
2.89%
Monthly interest
3.85%
Interest-free days
57 days

Earn rates

  • Online shopping
    No cap
    5% at noon.com and noon-ecosystem
    5% back
  • Bills & telecom
    No cap
    Reduced from 0.33% effective 13 Jun 2026
    0.15% back
  • Fuel
    No cap
    Reduced from 0.33% effective 13 Jun 2026
    0.15% back
  • School fees
    No cap
    Reduced from 0.33% effective 13 Jun 2026
    0.15% back
  • Everything else
    No cap
    1% back

The fine print that matters

  • Late payment fee

    AED 241.50 late payment fee

  • Over limit fee

    AED 303.45 over limit fee

  • FX transaction fee

    2.89% spread on international transactions

  • Cash advance fee

    3.15% or AED 210 whichever is higher

  • Low cashback outside noon ecosystem

    Only 1% on general spends, 0.33% on essentials

This card loves online shopping. So do these deals →

noon cobon
noon cobon
Free
1199 for Apple Watch Ultra 49mm Smartwatch Cellular (with extra strap) from Cartlow
1199 for Apple Watch Ultra 49mm Smartwatch Cellular (with extra strap) from Cartlow
AED 1,199
AirPods 3rd gen for 579 DHS
AirPods 3rd gen for 579 DHS
AED 579
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Info only, not financial advice. Always check the bank's Key Facts Statement.