
AED 241.50 late payment fee
2.89% spread on international transactions, can offset cashback
3.15% or AED 210 whichever is higher
Only 0.15% cashback on government, utilities, fuel, education, charity, rental, telecom
46.20% per annum if you revolve — wipes out any cashback benefit
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Info only, not financial advice. Always check the bank's Key Facts Statement.