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Liv Liv Cashback+ Credit Card
Liv

Liv Cashback+ Credit Card

Up to 4% cashback on all your spending

Apply at bank

Key facts

Min salary
AED 15,000/mo
Annual fee
AED 735/yr
Salary transfer
Not required
FX fee
1.99%
Monthly interest
3.25%
Interest-free days
55 days
Fee waiver
Annual fee waived for Liv Max subscribers

Earn rates

  • Everything else
    No cap
    Up to 4% cashback on all spends; rate increases with higher monthly spend tiers
    4% back

Perks

  • Airport lounge access: Complimentary airport lounge access via Mastercard World benefits

The fine print that matters

  • Annual fee

    AED 735 per year (plus 5% VAT); waived for Liv Max subscribers only

  • Late payment fee

    AED 241.50 per month when minimum payment is not made by due date

  • Monthly interest rate

    3.25% per month (39% APR) on unpaid balances

  • Minimum spend for top cashback tier

    Must spend AED 16,000+ per month to earn 4% cashback on all spends

  • Foreign currency fee

    1.99% markup on non-AED transactions

Card sorted. Now never pay full price →

50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
Board game nights at SALT (15% off their menu)
Board game nights at SALT (15% off their menu)
Madame Tussauds Dubai for 39 AED
Madame Tussauds Dubai for 39 AED
AED 39
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Info only, not financial advice. Always check the bank's Key Facts Statement.