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Liv Liv Cashback Credit Card
Liv

Liv Cashback Credit Card

Up to 2% cashback on everything, free for life

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
Free for life
Salary transfer
Not required
FX fee
1.99%
Monthly interest
3.49%
Interest-free days
55 days

Earn rates

  • Everything else
    Capped at AED 750/mo
    Up to 2% cashback on all spends; rate increases with higher monthly spend tiers
    2% back

The fine print that matters

  • Late payment fee

    AED 241.50 per month when minimum payment is not made by due date

  • Monthly interest rate

    3.49% per month (41.88% APR) on unpaid balances

  • Foreign currency fee

    1.99% markup on non-AED transactions

  • Cashback cap

    Maximum AED 750 cashback per month regardless of spend

  • Minimum spend for higher cashback tiers

    Must spend AED 8,000–16,000+ per month to unlock higher cashback rates

Card sorted. Now never pay full price →

50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
Board game nights at SALT (15% off their menu)
Board game nights at SALT (15% off their menu)
Madame Tussauds Dubai for 39 AED
Madame Tussauds Dubai for 39 AED
AED 39
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Info only, not financial advice. Always check the bank's Key Facts Statement.