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HSBC HSBC Emirates Skywards Infinite Credit Card
HSBC

HSBC Emirates Skywards Infinite Credit Card

Earn Skywards Miles fast with premium Visa Infinite travel benefits

Apply at bank

Key facts

Min salary
AED 30,000/mo
Annual fee
AED 2,625/yr
Salary transfer
Not required
FX fee
2.1%
Monthly interest
3.69%
Interest-free days
56 days
Welcome offer
20,000 sign-up Skywards Miles on fee payment + 30,000 bonus miles on AED 50,000 spend in 60 days (offer valid until 31 Aug 2026)

Earn rates

  • Travel & flights
    No cap
    2.75 Skywards Miles per USD 1 on Emirates/flydubai direct bookings in AED
    0.749 miles / AED
  • Everything else
    No cap
    1.0 Skywards Miles per USD 1 on AED transactions | Non-AED spend: 0.408/AED miles
    0.272 miles / AED

Perks

  • Unlimited airport lounge access for cardholder + 1 guest (1,200+ lounges via Visa Airport Companion)
  • Buy 1 Get 1 Free movie tickets every month + 20% off food/drinks at cinemas
  • Complimentary 12-month Careem Plus subscription
  • Zomato Gold membership (up to 50% off at 4,000+ restaurants)

The fine print that matters

  • Lounge Access Activation

    Requires at least 1 international purchase of USD 1 at least 15 days before travel to activate lounge access.

  • FX Fee

    2.1% incl. VAT foreign currency processing fee plus up to 1.21% incl. VAT Visa network processing fee.

  • Excluded Categories Earn Rate

    Government, transport, utilities, telecoms, education, real estate, fuel, groceries, insurance, and auto dealers earn only 0.25 miles per USD 1.

  • Reduced earn categories

    0.25 miles per USD 1 on government, transport, utilities, telecoms, education, real estate, fuel, groceries, insurance, auto dealers (AED)

This card loves travel & flights. So do these deals →

Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
AED 6,800
Not sure it fits you?

Take the 60-second quiz and find your best UAE credit card.

Info only, not financial advice. Always check the bank's Key Facts Statement.