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HSBC HSBC Cash+ Credit Card
HSBC

HSBC Cash+ Credit Card

Earn unlimited 1% cashback on all purchases with Visa Infinite benefits

Apply at bank

Key facts

Min salary
AED 30,000/mo
Annual fee
AED 1,050/yr (1st year free)
Salary transfer
Not required
FX fee
2.1%
Monthly interest
3.69%
Interest-free days
56 days
Fee waiver
Annual fee waived from year 2 if annual spend >= AED 24,000

Earn rates

  • Everything else
    No cap
    1% cashback on all purchases; no minimum spend, no cap
    1% back

Perks

  • Unlimited airport lounge access for cardholder + 1 guest (1,000+ lounges via Visa Airport Companion)
  • Buy 1 Get 1 Free movie tickets every month + 25% off food/drinks (min spend AED 10,000/month)
  • Complimentary 12-month Careem Plus subscription
  • Zomato Gold membership (up to 50% off at 4,000+ restaurants)

The fine print that matters

  • Movie Ticket Minimum Spend

    Buy 1 Get 1 Free movie tickets require minimum spend of AED 10,000 per month.

  • FX Fee

    2.1% incl. VAT foreign currency processing fee plus up to 1.21% incl. VAT Visa network processing fee.

  • Bonus Cashback Conditions

    10% bonus cashback only applies when minimum monthly spend thresholds are met; standard 1% applies otherwise.

  • Bonus rate conditions

    10% bonus cashback when minimum monthly spend thresholds are met (all year)

Card sorted. Now never pay full price →

50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
Board game nights at SALT (15% off their menu)
Board game nights at SALT (15% off their menu)
Madame Tussauds Dubai for 39 AED
Madame Tussauds Dubai for 39 AED
AED 39
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Info only, not financial advice. Always check the bank's Key Facts Statement.