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HSBC HSBC Advance Credit Card
HSBC

HSBC Advance Credit Card

Free-for-life Mastercard for HSBC Advance account holders with rewards and lounge access

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
Free for life
Salary transfer
Required
FX fee
2.1%
Monthly interest
3.69%
Interest-free days
56 days
Fee waiver
Free with Advance relationship

Earn rates

  • Everything else
    No cap
    1 HSBC Rewards Point per AED 1 spent on all purchases
    1 pts / AED

Perks

  • 4 complimentary airport lounge visits/year (via Mastercard Travel Pass)
  • Buy 1 Get 1 Free movie tickets every month + 25% off food/drinks (min spend AED 6,000/month)
  • Complimentary 12-month Careem Plus subscription
  • Zomato Gold membership (up to 50% off at 4,000+ restaurants)

The fine print that matters

  • Requires HSBC Advance Account

    Card is only available to HSBC Advance account holders, which requires a minimum AED 5,000 monthly salary transfer to HSBC.

  • Lounge Access Activation

    Requires a cross-border transaction of USD 1 at least once every 3 months to maintain lounge access eligibility.

  • FX Fee

    2.1% incl. VAT foreign currency processing fee plus up to 1.21% incl. VAT Mastercard network processing fee.

Card sorted. Now never pay full price →

50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
Board game nights at SALT (15% off their menu)
Board game nights at SALT (15% off their menu)
Madame Tussauds Dubai for 39 AED
Madame Tussauds Dubai for 39 AED
AED 39
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Info only, not financial advice. Always check the bank's Key Facts Statement.