FAB GEMS World Credit Card

Key facts

Min salary

AED 8,000/mo

Annual fee

AED 399/yr

Salary transfer

Not required

FX fee

N/A

Monthly interest

3.99%

Interest-free days

N/A

Fee waiver

spend 24,000 or more on non-educational spending in the previous year

Earn rates

• School fees

  No cap

  on additional school related expenses
  10% back
• School fees

  No cap

  on GEMS school fees
  3% back
• Spending abroad

  No cap

  abroad
  2% back
• Everything else

  No cap

  on daily spending
  1% back

Perks

• Discounted cinema tickets: Get two discounted cinema tickets every month for 20 at Reel Cinemas, Cine Royal and Star Cinemas plus 40% off deluxe cinema tickets at Cinepolis.
• Free airport lounge access: Enjoy complimentary lounge access to over 1,000 lounges worldwide for you and a guest up to 8 times a year, when you spend USD 1 on your card.
• 20% discount at Emaar attractions: Have fun with the whole family with 20% off at Emaar entertainment.
• 30% off at IMG Worlds: Make the weekends more enjoyable with 30% off general admission tickets at IMG Worlds.