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HomeCredit CardsEmirates NBD U by Emaar Signature Credit Card
Emirates NBD Emirates NBD U by Emaar Signature Credit Card
Emirates NBD

Emirates NBD U by Emaar Signature Credit Card

Earn U by Emaar points and enjoy lifestyle rewards

Apply at bank

Key facts

Min salary
AED 12,000/mo
Annual fee
AED 262.5/yr
Salary transfer
Not required
FX fee
1.99%
Monthly interest
3.25%
Interest-free days
55 days

Earn rates

  • Everything else
    No cap
    Earn U by Emaar points on all spends; higher earn at Emaar properties
    0.5 pts / AED

Perks

  • Reel Cinemas Buy-1-Get-1: Buy one get one free movie tickets at Reel Cinemas

The fine print that matters

  • Annual fee

    AED 262.50 renewal fee; AED 525 joining fee

  • Late payment fee

    AED 241.50 per month when minimum payment is not made by due date

  • Cash advance fee

    3.15% or AED 103.95 per transaction, whichever is higher

  • Foreign currency fee

    1.99% bank markup plus ~1.15% Visa scheme fee on non-AED transactions

  • Over-limit fee

    AED 292.95 per month when outstanding balance exceeds credit limit

Card sorted. Now never pay full price →

[Android] Wreckfest 0.5 AED (Was 39 AED) @ Google Play
[Android] Wreckfest 0.5 AED (Was 39 AED) @ Google Play
AED 0.5
Emirates  is giving away free 5 star hotel stays to all Dubai passengers
Emirates is giving away free 5 star hotel stays to all Dubai passengers
Free
Up to 25% off flights on Oman Air | e.g., Muscat, Bangkok, Phuket, Manila, Jakarta, Kuala Lumpur, Delhi
Up to 25% off flights on Oman Air | e.g., Muscat, Bangkok, Phuket, Manila, Jakarta, Kuala Lumpur, Delhi
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Info only, not financial advice. Always check the bank's Key Facts Statement.