Earn Skywards Miles on every purchase
The August 2026 KFS publishes up to 3.69% per month (44.28% annualised); a uniform 3.25% monthly rate applies to UAE nationals
AED 735 renewal fee from year two; AED 1,573.95 joining fee
AED 241.50 when the minimum payment is not made by the due date
3.15% or AED 103.95 per transaction, whichever is higher
1.99% bank fee plus the applicable Visa scheme fee on non-AED transactions
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Info only, not financial advice. Always check the bank's Key Facts Statement.
