Emirates NBD LuLu 247 Titanium Credit Card

The fine print that matters

• Late payment fee

  AED 241.50 per month when minimum payment is not made by due date

• Monthly interest rate

  3.49% per month (41.88% APR) on unpaid balances

• Cash advance fee

  3.15% or AED 103.95 per transaction, whichever is higher

• Foreign currency fee

  1.99% bank markup plus ~1.15% Visa scheme fee on non-AED transactions

• LuLu Points redemption restriction

  LuLu Points can only be redeemed at LuLu stores and online; no cash redemption