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HomeCredit CardsEmirates NBD Duo Credit Card
Emirates NBD Emirates NBD Duo Credit Card
Emirates NBD

Emirates NBD Duo Credit Card

Earn 5% Plus Points on everyday categories

Apply at bank

Key facts

Min salary
AED 10,000/mo
Annual fee
AED 840/yr
Salary transfer
Not required
FX fee
1.99%
Monthly interest
3.49%
Interest-free days
55 days

Earn rates

  • Groceries
    Capped at AED 2,000/mo
    5 Plus Points per AED on groceries, electronics, utilities, education and fuel with min AED 5,000 monthly spend
    5 pts / AED
  • Everything else
    No cap
    1 Plus Point per AED on all other spends
    1 pts / AED

The fine print that matters

  • Annual fee

    AED 840 renewal fee; AED 840 joining fee

  • Minimum spend for 5x earn

    Must spend minimum AED 5,000 per statement cycle to earn 5 Plus Points on selected categories

  • Late payment fee

    AED 241.50 per month when minimum payment is not made by due date

  • Cash advance fee

    3.15% or AED 103.95 per transaction, whichever is higher

  • Over-limit fee

    AED 292.95 per month when outstanding balance exceeds credit limit

This card loves groceries. So do these deals →

15% Off Rightbite Meal Plans with Code NORAKHALID15
15% Off Rightbite Meal Plans with Code NORAKHALID15
20% off RightBite meal plan with code JOSS20
20% off RightBite meal plan with code JOSS20
Up to 60% off pet food at Choitrams on Talabat app
Up to 60% off pet food at Choitrams on Talabat app
Not sure it fits you?

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Info only, not financial advice. Always check the bank's Key Facts Statement.