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HomeCredit CardsEmirates NBD Darna Visa Signature Credit Card
Emirates NBD Emirates NBD Darna Visa Signature Credit Card
Emirates NBD

Emirates NBD Darna Visa Signature Credit Card

Earn Darna Points and enjoy real estate lifestyle rewards

Apply at bank

Key facts

Min salary
AED 12,000/mo
Annual fee
AED 315/yr
Salary transfer
Not required
FX fee
1.99%
Monthly interest
3.49%
Interest-free days
55 days
Welcome offer
15,000 Darna Points welcome bonus

Earn rates

  • Everything else
    Capped at AED 100/mo
    Up to 7.5% back as Darna Points; higher earn at Aldar properties. Earn capped (conservative estimate) — points redeemable mainly at Aldar partners.
    7.5% in points

The fine print that matters

  • Annual fee

    AED 262.50 renewal fee

  • Darna Points restriction

    Points primarily redeemable at Aldar properties and partner merchants

  • Late payment fee

    AED 241.50 per month when minimum payment is not made by due date

  • Cash advance fee

    3.15% or AED 103.95 per transaction, whichever is higher

  • Foreign currency fee

    1.99% bank markup plus ~1.15% Visa scheme fee on non-AED transactions

Card sorted. Now never pay full price →

[Android] Wreckfest 0.5 AED (Was 39 AED) @ Google Play
[Android] Wreckfest 0.5 AED (Was 39 AED) @ Google Play
AED 0.5
Emirates  is giving away free 5 star hotel stays to all Dubai passengers
Emirates is giving away free 5 star hotel stays to all Dubai passengers
Free
Up to 25% off flights on Oman Air | e.g., Muscat, Bangkok, Phuket, Manila, Jakarta, Kuala Lumpur, Delhi
Up to 25% off flights on Oman Air | e.g., Muscat, Bangkok, Phuket, Manila, Jakarta, Kuala Lumpur, Delhi
Not sure it fits you?

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Info only, not financial advice. Always check the bank's Key Facts Statement.