Emirates Islamic Switch Cashback Credit Card

Key facts

Min salary

AED 10,000/mo

Annual fee

AED 313.95/yr

Salary transfer

Not required

FX fee

2.54%

Monthly interest

3.69%

Interest-free days

55 days

Welcome offer

AED 500 cashback on spending AED 15,000 within 60 days of card activation

Fee waiver

Waived if annual spend exceeds AED 30,000

Earn rates

• Fuel

  Capped at AED 100/mo

  Min AED 2,500 monthly spend required
  8% back
• Groceries

  Capped at AED 200/mo
  4% back
• Dining

  Capped at AED 200/mo
  4% back
• School fees

  Capped at AED 200/mo
  4% back
• Travel & flights

  Capped at AED 200/mo
  4% back
• Bills & telecom

  No cap
  0.5% back
• Everything else

  No cap
  1% back

Perks

• Airport Lounge Access: Complimentary airport lounge access at 1,200+ airports worldwide.
• 2 Golf Rounds per Month: 2 complimentary golf rounds per month at select UAE courses.
• Valet Parking: Complimentary valet parking at select UAE locations.