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Emirates Islamic Emirates Islamic Etihad Guest Premium Credit Card
Emirates Islamic

Emirates Islamic Etihad Guest Premium Credit Card

Earn Etihad Miles faster with Gold tier fast-track and unlimited lounge access

Apply at bank

Key facts

Min salary
AED 25,000/mo
Annual fee
AED 1,575/yr
Salary transfer
Not required
FX fee
2.54%
Monthly interest
3.69%
Interest-free days
55 days
Welcome offer
25,000 Etihad Guest Miles welcome bonus (standard option at AED 1,575); 55,000 Miles option available at AED 2,625 annual fee

Earn rates

  • Travel & flights
    No cap
    3.5 miles/USD converted at 3.6725; Etihad flights
    0.953 miles / AED
  • Everything else
    No cap
    2 miles/USD converted at 3.6725
    0.545 miles / AED

Perks

  • Unlimited Airport Lounge Access: Unlimited complimentary lounge access at 1,200+ airports worldwide for cardholder and 1 guest.
  • 4 Airport Transfers per Year: 4 complimentary airport transfers per year.
  • Golf Privileges: Complimentary golf rounds at select UAE courses with AED 10,000 monthly spend.
  • 2 Valet Parking per Month: 2 complimentary valet parking uses per month with AED 5,000 monthly spend.

The fine print that matters

  • Late Payment / Commitment to Donate

    AED 131.25 charitable donation charged if minimum payment not made by due date.

  • Cash Advance Fee

    3.15% of cash advance amount or AED 103.95, whichever is higher.

  • FX Transaction Fee

    2.54% on non-AED international transactions.

  • Over Limit Fee

    AED 261.45 per month if total outstanding balance exceeds credit limit.

  • Gold Tier Fast-Track Conditions

    Etihad Guest Gold tier fast-track requires spending AED 4,500 on Etihad in 12 months.

This card loves travel & flights. So do these deals →

Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
AED 6,800
Not sure it fits you?

Take the 60-second quiz and find your best UAE credit card.

Info only, not financial advice. Always check the bank's Key Facts Statement.