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Dubai Islamic Bank Emirates Skywards DIB Platinum Covered Card
Dubai Islamic Bank

Emirates Skywards DIB Platinum Covered Card

Start earning Skywards Miles with an accessible Islamic credit card

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
AED 525/yr
Salary transfer
Not required
FX fee
3.7%
Monthly interest
3.69%
Interest-free days
55 days
Welcome offer
5,000 bonus Skywards Miles on card activation

Earn rates

  • Travel & flights
    No cap
    1 mile/USD converted at 3.6725
    0.272 miles / AED
  • Groceries
    No cap
    0.15 miles/USD; excluded category
    0.041 miles / AED
  • Bills & telecom
    No cap
    0.15 miles/USD; excluded category
    0.041 miles / AED
  • Fuel
    No cap
    0.15 miles/USD; excluded category
    0.041 miles / AED
  • Everything else
    No cap
    0.5 miles/USD converted at 3.6725
    0.136 miles / AED

Perks

  • Travel Insurance Coverage: Multi-trip travel takaful coverage up to USD 100,000 for cardholder and family.

The fine print that matters

  • Late Payment Donation

    AED 236.25 donated to charity if minimum payment not made by due date.

  • Cash Withdrawal Fee

    AED 94.50 per cash withdrawal transaction, plus profit rate from date of withdrawal.

  • FX Transaction Fee

    3.70% on non-AED international transactions; 3.14% on AED international transactions.

  • Reduced Miles on Excluded Categories

    Government, utilities, education, real estate, and EEA spends earn significantly reduced miles (0.0408 to 0.0817 per AED).

This card loves travel & flights. So do these deals →

Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
AED 6,800
Not sure it fits you?

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Info only, not financial advice. Always check the bank's Key Facts Statement.