4% cashback on everyday essentials with no annual fee in year one
Must spend at least AED 4,000/month to earn any cashback (effective May 2025).
AED 236.25 donated to charity if minimum payment not made by due date.
AED 94.50 per cash withdrawal transaction, plus profit rate from date of withdrawal.
3.70% on non-AED international transactions; 3.14% on AED international transactions.
Total cashback across all categories capped at AED 1,000 per month.
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Info only, not financial advice. Always check the bank's Key Facts Statement.
