halasaves
Credit CardsNewCard FinderNew

halasaves

Your community-driven platform for discovering and sharing the best deals across the UAE. Let's save more, together.

About Us→Terms of Use→Community Guidelines→Privacy Policy→Affiliate Disclosure→Contact Us→

Share & Spread the Word

Deals by Category

ElectronicsComputing & SoftwareGamingFashionHealth & BeautyHome & LivingGroceriesDiningTravelSports & OutdoorsEntertainmentEducationKids & FamilyAutomotiveServices & Finance

Deals by Emirate

DubaiAbu DhabiAl AinSharjahAjmanRas Al KhaimahFujairahUmm Al QuwainOnline / Nationwide

halasaves is not affiliated with any merchants listed on this website.

© 2026 halasaves · Operated by Nourly FZ-LLC · DDA Licence 107351

Home
Cards
Alerts
Settings
All cards
Citibank Citi Simplicity Credit Card
Citibank

Citi Simplicity Credit Card

No annual fee, no late fee, no cash advance fee — ever

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
Free for life
Salary transfer
Not required
FX fee
2.99%
Monthly interest
3.5%
Interest-free days
52 days

Earn rates

  • Everything else
    No cap
    No rewards or cashback; card is designed for simplicity and zero fees
    0% back

Perks

  • Instalment loans: Loan on Card, Easy Instalment Plan, and Balance Transfer on Card available

The fine print that matters

  • No Rewards Earned

    This card earns no miles, points or cashback. It is designed for fee-free simplicity.

  • FX Fee Still Applies

    Despite having no late/cash advance fees, the standard 2.99% foreign currency processing fee still applies.

  • No Supplementary Card

    Supplementary cards are not available for Citi Simplicity.

Card sorted. Now never pay full price →

50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
Board game nights at SALT (15% off their menu)
Board game nights at SALT (15% off their menu)
Madame Tussauds Dubai for 39 AED
Madame Tussauds Dubai for 39 AED
AED 39
Not sure it fits you?

Take the 60-second quiz and find your best UAE credit card.

Info only, not financial advice. Always check the bank's Key Facts Statement.