Instant cash access up to 6x monthly salary with flexible repayment
This card earns no miles, points or cashback; it is designed for cash access and debt management
The KFS lists a nominal AED 300 annual membership fee before VAT, while Citi's current product page says it is waived in year 1 and without conditions thereafter
The standard finance charge is 3.25% per month (39% annualised); promotional loan pricing has separate conditions
Supplementary cards are not available for Citi Ready Credit
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Info only, not financial advice. Always check the bank's Key Facts Statement.
