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Abu Dhabi Islamic Bank ADIB Smiles Classic Card
Abu Dhabi Islamic Bank

ADIB Smiles Classic Card

Smiles rewards with no annual fee

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
Free for life
Salary transfer
Not required
FX fee
—
Monthly interest
3.75%
Interest-free days
—

Earn rates

No published earn rates.

The fine print that matters

  • Monthly profit rate

    3.75% monthly (45.63% APR) Tawarruq-based

  • Cash withdrawal fee

    3% of withdrawal amount, minimum AED 99

  • Late payment donation

    AED 100 charity donation

Card sorted. Now never pay full price →

Dubai Summer Clearance Event at Coca-Cola Arena - Up to 75% Off Fashion & Luxury Brands (Free Entry)
Dubai Summer Clearance Event at Coca-Cola Arena - Up to 75% Off Fashion & Luxury Brands (Free Entry)
Free
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
50% off everything at Claro Speciality Coffee (Drinks & Desserts) in Sharjah
Madame Tussauds Dubai for 39 AED
Madame Tussauds Dubai for 39 AED
AED 39
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Info only, not financial advice. Always check the bank's Key Facts Statement.