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Abu Dhabi Islamic Bank ADIB Emirates Skywards Visa Signature Card
Abu Dhabi Islamic Bank

ADIB Emirates Skywards Visa Signature Card

Earn Skywards Miles on every purchase with Skywards Silver status

Apply at bank

Key facts

Min salary
AED 10,000/mo
Annual fee
AED 1,500/yr
Salary transfer
Not required
FX fee
2.3%
Monthly interest
3.75%
Interest-free days
55 days
Welcome offer
25,000 Skywards Miles on first spend within 30 days of card activation

Earn rates

  • Travel & flights
    No cap
    2.5 miles per AED 3.68 (ADIB USD peg)
    0.679 miles / AED
  • Groceries
    No cap
    0.25 miles per AED 3.68; excluded category
    0.068 miles / AED
  • Bills & telecom
    No cap
    0.25 miles per AED 3.68; excluded category
    0.068 miles / AED
  • School fees
    No cap
    0.25 miles per AED 3.68; excluded category
    0.068 miles / AED
  • Everything else
    No cap
    1 mile per AED 3.68
    0.272 miles / AED

Perks

  • Unlimited Airport Lounge Access: Unlimited complimentary airport lounge access for cardholder and 1 guest.
  • 2 Airport Transfers per Year: 2 complimentary airport transfers per year.
  • Golf Privileges: Complimentary golf rounds at select UAE courses.
  • 2 Valet Parking per Month: 2 complimentary valet parking uses per month.

The fine print that matters

  • Late Payment Donation

    AED 100 charitable donation charged if minimum payment not made by due date.

  • Cash Withdrawal Fee

    3% of withdrawal amount, minimum AED 99. Profit rate applies from date of withdrawal.

  • FX Transaction Fee

    2.3% on non-AED transactions; 1.99% on AED international transactions.

  • Reduced Miles on EEA and Specific Categories

    EEA spends earn only 0.163 Skywards Miles per AED 3.68; government/utilities earn only 0.068 per AED 3.68.

This card loves travel & flights. So do these deals →

Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
AED 6,800
Not sure it fits you?

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Info only, not financial advice. Always check the bank's Key Facts Statement.