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Abu Dhabi Islamic Bank ADIB Etihad Guest Classic Card
Abu Dhabi Islamic Bank

ADIB Etihad Guest Classic Card

Lowest fee Etihad miles card

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
AED 500/yr
Salary transfer
Not required
FX fee
—
Monthly interest
3.75%
Interest-free days
—

Earn rates

  • Travel & flights
    No cap
    1 mile per AED 4; Etihad flights
    0.25 miles / AED
  • Everything else
    No cap
    0.75 miles per AED 4
    0.1875 miles / AED

The fine print that matters

  • Monthly profit rate

    3.75% monthly (45.63% APR) Tawarruq-based

  • Cash withdrawal fee

    3% of withdrawal amount, minimum AED 99

  • Late payment donation

    AED 100 charity donation

This card loves travel & flights. So do these deals →

Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free Medical Travel Insurance (up to 15 days) for International Visitors with Etihad Airways
Free
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free driverless Taxi Rides in Jumeirah & Umm Suqueim for limited time
Free
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
Kenya Safari (Great Migration) for AED 6800 per person including flights (9-13 August)
AED 6,800
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Info only, not financial advice. Always check the bank's Key Facts Statement.