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Abu Dhabi Islamic Bank ADIB Cashback Visa Covered Card
Abu Dhabi Islamic Bank

ADIB Cashback Visa Covered Card

4% cashback on groceries, fuel, dining, education and utilities

Apply at bank

Key facts

Min salary
AED 5,000/mo
Annual fee
AED 99/yr
Salary transfer
Not required
FX fee
2.3%
Monthly interest
3.75%
Interest-free days
55 days

Earn rates

  • Groceries
    No cap
    4% back
  • Fuel
    No cap
    4% back
  • School fees
    No cap
    4% back
  • Dining
    No cap
    4% back
  • Bills & telecom
    No cap
    4% back

The fine print that matters

  • Late Payment Donation

    AED 100 charitable donation charged if minimum payment not made by due date.

  • Cash Withdrawal Fee

    3% of withdrawal amount, minimum AED 99. Profit rate applies from date of withdrawal.

  • FX Transaction Fee

    2.3% on non-AED transactions; 1.99% on AED international transactions.

  • Total Monthly Cashback Cap

    Total cashback across all categories capped at AED 1,000 per month.

This card loves groceries. So do these deals →

20% off RightBite meal plan with code JOSS20
20% off RightBite meal plan with code JOSS20
Up to 60% off pet food at Choitrams on Talabat app
Up to 60% off pet food at Choitrams on Talabat app
Not sure it fits you?

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Info only, not financial advice. Always check the bank's Key Facts Statement.