ADCB Lulu Credit Card

Key facts

Min salary

AED 8,000/mo

Annual fee

Free for life

Salary transfer

Not required

FX fee

2.3%

Monthly interest

3.69%

Interest-free days

55 days

Earn rates

• Groceries

  No cap

  8% back as LuLu Points at LuLu in-store and online (1 point = AED 0.01)
  8% in points
• Everything else

  No cap

  up to 1.25 LuLu Points per AED on other retail spend
  1.25 pts / AED

Perks

• LuLu shopping benefits: Exclusive discounts and rewards at LuLu Hypermarket